Program Statistics for Idaho

366
Total Programs Available
18
Idaho-Specific Programs
348
National Programs
8
Program Categories

Program Categories in Idaho

FHA Loans (24)
Federal Program (42)
VA Loans (26)
USDA Loans (25)
Conventional Loans (97)
Home Equity (26)
Non-QM (108)
State Program (18)
National
$15,000

Federal First-Time Homebuyer Programs

Unlock your path to homeownership with federal first-time homebuyer programs. From FHA loans to VA benefits, explore nationwide options designed to help you purchase your first home with lower costs and flexible requirements.

Idaho State Programs

These programs are specifically designed for residents of Idaho and are funded by state government agencies or local organizations.

National Programs Available in Idaho

These federal programs are available nationwide, including to residents of Idaho. They include FHA, VA, USDA, and other federal homebuyer assistance programs.

National
3.5% of loan amount

FHA 203(k) Limited (Streamlined) Rehabilitation Loan

The FHA 203(k) Limited (Streamlined) Rehabilitation Loan is a government-backed mortgage product offered through the Federal Housing Administration (FHA). It is designed to support homeownership and community revitalization.

National
3.5% of loan amount

FHA 203(k) Standard Rehabilitation Loan

The FHA 203(k) Standard Rehabilitation Loan is a government-backed mortgage product offered through the Federal Housing Administration (FHA). It is designed to support homeownership and community revitalization.

National
3.5% of loan amount

FHA Energy Efficient Mortgage (EEM)

The FHA Energy Efficient Mortgage (EEM) is a government-backed mortgage product offered through the Federal Housing Administration (FHA). It is designed to support homeownership and community revitalization.

National
$15,000

Federal First-Time Homebuyer Programs

Unlock your path to homeownership with federal first-time homebuyer programs. From FHA loans to VA benefits, explore nationwide options designed to help you purchase your first home with lower costs and flexible requirements.

National
3.5% of loan amount

Standard FHA Loan

The Standard FHA Loan is a government-backed mortgage product offered through the Federal Housing Administration (FHA). It is designed to support homeownership and community revitalization.

National

VA Loan Programs

VA loans help eligible veterans, active-duty service members, and surviving spouses purchase a home with no down payment, no mortgage insurance, and flexible credit terms.

About Homebuyer Programs in Idaho

Idaho offers 366 homebuyer assistance programs designed to help first-time buyers achieve homeownership. These comprehensive programs include down payment assistance grants, closing cost support, reduced interest rate loans, homebuyer education courses, and specialized programs for essential workers including teachers, healthcare professionals, and veterans.

Program Types Available

  • Down payment assistance programs
  • Closing cost grant programs
  • Low-interest rate loan programs
  • First-time homebuyer education
  • Special profession programs

Who Can Apply

  • First-time homebuyers
  • Income-qualified buyers
  • Teachers and educators
  • Healthcare workers
  • Veterans and service members